Buying your first home can be a scary process. Thinking about the changes you’ll be making and finding the perfect house for your budget is a long and daunting process, especially when you want to get things just right. It is important to remember that this can also be a really exciting time though! Whether you are moving house as a family, or as an independent single person buying your first home, there are many ways to make life easier.
Knowing Your Budgets
Whether you are
remodeling your kitchen on a budget or decorating the whole house, you are going to need a little bit of funding to get you started. It doesn’t have to be as much as you think, if you had the right assistance from somewhere like
http://www.smartline.com.au/ helping you to find the right lender. This could save you money during the early stages of the home buying process. Try to think about what you can realistically afford, rather than stretching yourself beyond your means and getting yourself in serious debt. Tools like
Mint and
You Need A Budget (YNAB) can be a great way to manage your finances in one simple place. Start small and buy the essentials that you’ll first need to live in your new house and then buy things as time goes buy.
Finding Bargains
There are many different ways to save on the essentials that you need to decorate your new home. Paint, wallpaper and basic furniture will get you off to a good start. When you have the basics ready, you can start looking for budget friendly homeware to take your decor to the next level. If you
find thrift stores and sales at the correct time, there are plenty of bargains to be had. Keep your ear to the ground and look for closing down sales or perhaps even grab some black friday deals if this suits your timeframe.
DIY
When you are repaying a mortgage, it is important to take advantage of as many money saving tips and tricks as possible. Savings can be made by taking on some of the smaller DIY projects in your newly purchased home by yourself. You can find lots of information and inspiration on Pinterest
where there are hundreds of dedicated boards for home decor and DIY on a budget. There are many more crafting or DIY themed websites that will also help to get you started. Ask the staff in DIY stores or any creative members of your family for their top tips before you get stuck in, as they may know of a way to make your life easier.
Ask For Help
Friends and family are there to support you and will often help out in return for a crate of beer or a good home cooked meal! Don’t be ashamed to ask for help when you need it. Try making the decorating process fun by inviting a group of your friends round. This could be a fun idea and will help speed up the process, surrounded by people you enjoy spending time with. What could be better?!